Get credit ready before applying to SBA's economic injury disaster loan program.
10,000+ Satisfied
Satisfied Small Businesses and Individuals.
$1 Billion+
Obtained by Previously Denied Applicants.
5/5 Star Rating on Google Reviews.
Economic Energy Disaster Loan Assistance.
Small business owners in all U.S. states are currently eligible to apply for a long-term, low-interest loan due to Coronavirus (COVID-19).
The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
SBA Loans offered up to $2 million in assistance for each affected small business. The loans can help companies overcome temporary revenue losses and can be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
The interest rate is 3.75 percent for small businesses and 2.75 percent for nonprofits. Long-term repayments are available, up to 30 years, depending on each borrower’s ability to repay.
Disaster Loans Can be Used for a Number of Purposes.
Real Estate
Personal Property
Economic Injury
Machinery and Equipment
Working Capital
Debt Restructuring
EIDL Hands Concierge
EIDL Completion
Business Credit Report & Scores
SBA PPP & 7(a) Consultation
Funding Analysis
EIDL Loan Submission directly to SBA
SBA 7(a), PPP & Disaster Loan Creditability Concierge
Business Credit Reporting Updates
Personal Credit Check, Analysis Consultation
Preparation Assistance For SBA’s PPP, EIDL & 7(a) Loans
Debt Sheet Review and Assistance
Credit and SBA 7(a) Underwriting review, correct and submit
Hundreds of Customer Reviews
"The CREDIT DESK, I kid you not this guy in 1 breath smoothly named off what he was going to accomplish and went rite to work he was so natural and smooth with it I had to call him back with the details a few times because it seemed unbelievable that he could just perform it just has smooth as it came out his mouth, this guy is UNBELIEVABLE and really knows his stuff, he got my personal and business credit to score above the minimal approval needed to be SBA QUALIFIED, he also took care of my D&B paydex as well, GO WITH CREDIT DESK PEOPLE ALAN HAYON CHANGED MY LIFE"
- Ronald Adams
"Alan and his team has done an amazing job and have been great to work with. Alan has totally proven himself to be an expert in the field of business and personal credit. As a small-business owner, I’ve always used my personal credit to obtain financing for the company. Thanks to Alan, I no longer have to depend on that alone. As an added bonus, Alan and his team at The Credit Desk were also able to take a look at my personal credit profile to make sure everything was accurate and properly displaying the correct information, which also helped boost my personal scores as well."
- Quedon Baul
"I have to say there is no one better that Alan Hayon in getting both business and personal credit eligible for an SBA loan. Not only does Alan help with credit he helps with all the variables that can often lead to a decline. He has a thorough understanding of all facets of an SBA loan and what’s required to close the loan. I can’t recommend Alan Hayon enough to help you achieve the SBA loan you deserve!!!"
- Heidi Nixon
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Mortgage PreparationProvide 90 Days of service for the items listed below. ⦁ Update all personal information to reflect accurately with all three bureau's. ⦁ Request validation for all negatively reporting items on credit. ⦁ Dispute all negatively reported items on credit for accuracy and compliance with FDCPA, FCRA and statute of limitations. ⦁ Credit Building Consultation. Teaching you how to maximize your potential score increase.
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Student Loan Service⦁ Federal Student aid consultation. Including student loan total educational indebtedness and repayment options. ⦁ Federal Direct Consolidation Application ⦁ Request Income-Based REPAY (IBR) or fixed Graduated Repayments. ⦁ Check Public service loan forgiveness (PSLF) Eligibility. ⦁ Once Consolidated, Update Previous student loans with all Credit bureaus to reflect as satisfied.
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Business Credit⦁ Complete 21 point lending compliance checklist to ensure accurate and current information. ⦁ Order Duns Number ⦁ Update All company industry, SIC code, Employer count, competitors , vendors and financials with D&B ⦁ Order Business Credit Reports with D&B, Experian and Equifax. ⦁ Complete a compliance update with Experian and Equifax databases using the correct information. ⦁ Dispute Incorrect information such as UCC liens, Tax liens and other negatively reporting items. ⦁ Helping obtain business credit footprint by intially opening first reporting trade account such as new business credit cards and venders. ⦁ Provide list of Companies that allow for Business Net21 , Net30 and Net60 payments. ⦁ Business Loan and Corporate Funding Consultations. ⦁ SBA Loan Preperation and SBA Grant Prep for Minority and Womens Small Business Grants. ⦁ Provide resources to help businesses utilitize existing cashflow and manage company finances in a more lending friendly fashion.