Get The Credit Your Business Deserves.
*Signing up will not affect your credit score.
Why Focus on Building Business Credit?
Business credit helps draw a clear distinction between business funds and personal finances.
Business credit is one of the quickest and easiest ways to get money to run your business.
Business credit is cheaper than personal credit.
Over time, the overall cost of doing business is lower with better business credit.
5 Steps to Perfecting Your Business Credit.
1.
Build Business Credibility
The Credit Desk will cover all of the “credibility” points that issuers check on business funding applications and ensure you meet or exceed their requirements.
2.
Establish Your Business Credit Reports
We help you get set up with the three major business credit reporting agencies: Dun & Bradstreet, Experian, and Equifax Commercial, give you the opportunity to make sure the record of your business's details are accurate.
3.
Obtain Initial Business Credit
Get approved for new credit, in your business's name, that reports to Dun & Bradstreet, Experian, and Equifax. Note: This is credit that reports only to the business credit reporting agencies, not the consumer credit bureaus.
4.
Obtain Store Business Credit Accounts
After the initial credit obtained in Step 3 is reported to the business credit reporting agencies, you can start obtaining credit at major retailers, Net 30, and even revolving store credit with retailers such as Tiger Direct, Amazon, Staples, Lowes, AutoZone, Macys, Conoco, Exxon, and many, many more.
5.
Obtain High Limit Store Revolving Credit Cards
Revolving accounts mean you’ll only need to make a minimum payment each month on what you charge, instead of paying off entire balances at the end of the month.
Credit Ready Business - $1,550
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Complete 21 point lending compliance checklist to ensure accurate and current information.
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Update All company industry, SIC code, Employer count, competitors , vendors and financials with D&B.
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Dispute Incorrect information such as UCC liens, Tax liens and other negatively reporting items.
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Helping obtain business credit footprint by initially opening first reporting trade account such as new business credit cards and vendors.
SBA & Term Loan Prep - $2,250
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Complete 21 point lending compliance checklist to ensure accurate and current information.
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Order Duns Number.
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Update All company industry, SIC code, Employer count, competitors , vendors and financials with D&B.
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Order Business Credit Reports with D&B, Experian and Equifax.
Complete a compliance update with Experian and Equifax databases using the correct information. -
Dispute Incorrect information such as UCC liens, Tax liens and other negatively reporting items.
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Helping obtain business credit footprint by initially opening first reporting trade account such as new business credit cards and venders.
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Provide list of Companies that allow for Business Net21 , Net30 and Net60 payments.
Business Loan and Corporate Funding Consultations. -
SBA Loan Preparation and SBA Grant Prep for Minority and Women's Small Business Grants.
Provide resources to help businesses utilize existing cash flow and manage company finances in a more lending friendly fashion.
MBE, Veteran, WOSB, and Federal Contracting Preparation - $3,250
Provide 90 Days of service for the items listed below:
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Update all personal information to reflect accurately with all three bureau's.
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Request validation for all negatively reporting items on credit.
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Dispute all negatively reported items on credit for accuracy and compliance with FDCPA, FCRA and statute of limitations.
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Credit Building Consultation.
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Teaching you how to maximize your potential score increase.
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MBE, Veteran & Women owned small business credit preparation package.
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WOSB Dunn & Bradstreet Star.
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WOSB SBA 7(a) cert.
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SBA & term loan prep included.
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Mortgage PreparationProvide 90 Days of service for the items listed below. ⦁ Update all personal information to reflect accurately with all three bureau's. ⦁ Request validation for all negatively reporting items on credit. ⦁ Dispute all negatively reported items on credit for accuracy and compliance with FDCPA, FCRA and statute of limitations. ⦁ Credit Building Consultation. Teaching you how to maximize your potential score increase.
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Student Loan Service⦁ Federal Student aid consultation. Including student loan total educational indebtedness and repayment options. ⦁ Federal Direct Consolidation Application ⦁ Request Income-Based REPAY (IBR) or fixed Graduated Repayments. ⦁ Check Public service loan forgiveness (PSLF) Eligibility. ⦁ Once Consolidated, Update Previous student loans with all Credit bureaus to reflect as satisfied.
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Business Credit⦁ Complete 21 point lending compliance checklist to ensure accurate and current information. ⦁ Order Duns Number ⦁ Update All company industry, SIC code, Employer count, competitors , vendors and financials with D&B ⦁ Order Business Credit Reports with D&B, Experian and Equifax. ⦁ Complete a compliance update with Experian and Equifax databases using the correct information. ⦁ Dispute Incorrect information such as UCC liens, Tax liens and other negatively reporting items. ⦁ Helping obtain business credit footprint by intially opening first reporting trade account such as new business credit cards and venders. ⦁ Provide list of Companies that allow for Business Net21 , Net30 and Net60 payments. ⦁ Business Loan and Corporate Funding Consultations. ⦁ SBA Loan Preperation and SBA Grant Prep for Minority and Womens Small Business Grants. ⦁ Provide resources to help businesses utilitize existing cashflow and manage company finances in a more lending friendly fashion.