Get credit ready with Loan Preparation.
76% of Our Clients Are Lender-Ready in 40 Days.
Loan Preparation Plan - $1,350
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90 day of service.
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In-House Personal Credit Plan Geared Towards Improving Your FICO.
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FICO™ based inquiry buffering.
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Credit building consultation.
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Update all personal information.
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Challenge medical and other collections.
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Remove unwanted authorized users.
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Remove unauthorized Credit inquiries.
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Request validation for all negatively reporting items directly with the creditors.
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Request 1099-C directly from the creditors (Charge Offs).
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Buffering credit inquiries made for the same financing purpose, in a short time frame.
Here's how it works.
1.
Review
First, we analyze your credit reports and work with you to identify any questionable negative items. We’ll build a custom plan based on your unique situation.
2.
Investigate
Next, we challenge the identified negatives with the bureaus and your creditors. If they can’t prove that the items are accurate, they are required by law to remove them.
3.
Results
Even When negative items have been removed from your credit, we immediately get back to work, challenging the other questionable items that still remain on your reports.
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Mortgage PreparationProvide 90 Days of service for the items listed below. ⦁ Update all personal information to reflect accurately with all three bureau's. ⦁ Request validation for all negatively reporting items on credit. ⦁ Dispute all negatively reported items on credit for accuracy and compliance with FDCPA, FCRA and statute of limitations. ⦁ Credit Building Consultation. Teaching you how to maximize your potential score increase.
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Student Loan Service⦁ Federal Student aid consultation. Including student loan total educational indebtedness and repayment options. ⦁ Federal Direct Consolidation Application ⦁ Request Income-Based REPAY (IBR) or fixed Graduated Repayments. ⦁ Check Public service loan forgiveness (PSLF) Eligibility. ⦁ Once Consolidated, Update Previous student loans with all Credit bureaus to reflect as satisfied.
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Business Credit⦁ Complete 21 point lending compliance checklist to ensure accurate and current information. ⦁ Order Duns Number ⦁ Update All company industry, SIC code, Employer count, competitors , vendors and financials with D&B ⦁ Order Business Credit Reports with D&B, Experian and Equifax. ⦁ Complete a compliance update with Experian and Equifax databases using the correct information. ⦁ Dispute Incorrect information such as UCC liens, Tax liens and other negatively reporting items. ⦁ Helping obtain business credit footprint by intially opening first reporting trade account such as new business credit cards and venders. ⦁ Provide list of Companies that allow for Business Net21 , Net30 and Net60 payments. ⦁ Business Loan and Corporate Funding Consultations. ⦁ SBA Loan Preperation and SBA Grant Prep for Minority and Womens Small Business Grants. ⦁ Provide resources to help businesses utilitize existing cashflow and manage company finances in a more lending friendly fashion.